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Handling Fraud Alarms

This page describes how to process and respond to alarms received from the BankID Antifraud Event System.

Events

The data field of each event adheres to a specific schema depending on the event type.

Event Type Schema
no.bankid.antifraud.alarm.dispatch.v2 Schema provided upon request
no.bankid.antifraud.alarm.dispatch.v1 Deprecated - refer to previous documentation

Processing alarms

Alarms are categorized by codes each with different implications such as:

  • What we believe has happened
  • What actions we recommend
  • Expected rate of false positives

Example alarm codes: ID01, ID02, etc. The document describing each alarm type will be provided upon request.

Before automating actions

Before performing automatic actions based on an alarm, always check the data field to identify which alarms were triggered. Review the descriptions and recommendations for each alarm type.

Special alarm types

The system includes special alarm types used for testing and monitoring:

Alarm Type Description
IDX1_TEST A test alarm manually triggered by the BankID anti-fraud team. Used for testing features with real recipients in the production environment.
IDX2_HEARTBEAT A periodic alarm used to monitor the internal workings of the alarm dispatch system and the integration with each individual recipient.

Handling test alarms

When you receive an IDX1_TEST or IDX2_HEARTBEAT alarm, you may choose not to trigger any further processing. Make sure these alarms are not counted toward any real fraud statistics.